Rates Effective as of 1/6/2009


  1. The rates displayed for Conforming loan programs are based on a property value of $250,000 and a loan amount of $200,000.
  2. The rates displayed for Jumbo loan programs are based on a property value of $525,000 and a loan amount of $420,000.
  3. The rates displayed for Other loan programs are based on a property value of $250,000 and a loan amount of $200,000.
  4. The rates displayed for Second mortgages are based on a property value of $250,000 and a loan amount of $25,000.

Actual rates for your transaction may vary depending on your specific terms.

Please use our Detailed Rate Quote Page for a complete list of rates adjusted to your specific transaction terms.

30 Yr Fannie Mae Fixed; 2200
RatePointsMarginAPREst Closing Costs
4.875%2.847%NA5.193%$6,693.00
5.000%2.549%NA5.293%$6,097.00
5.125%2.369%NA5.404%$5,737.00
5.250%2.253%NA5.521%$5,505.00
5.375%2.145%NA5.638%$5,289.00
15 Yr Fannie Mae Fixed; 2202
RatePointsMarginAPREst Closing Costs
4.500%1.137%NA4.776%$3,274.00
4.625%0.961%NA4.876%$2,922.00
4.750%0.826%NA4.982%$2,652.00
4.875%0.563%NA5.068%$2,126.00
5.000%0.463%NA5.179%$1,926.00
5 Yr Freddie Mac Balloon; 2205
RatePointsMarginAPREst Closing Costs
6.500%3.126%NA7.399%$6,751.00
6.625%2.753%NA7.433%$6,005.00
6.750%2.426%NA7.479%$5,351.00
6.875%2.379%NA7.595%$5,257.00
7.000%2.332%NA7.711%$5,163.00
30 Yr Fannie Flex 97 (35% MI); 2207
RatePointsMarginAPREst Closing Costs
4.875%3.472%NA5.251%$7,943.00
5.000%3.174%NA5.351%$7,347.00
5.125%2.994%NA5.462%$6,987.00
5.250%2.878%NA5.580%$6,755.00
5.375%2.770%NA5.697%$6,539.00
7/1 Freddie Mac CMT ARM; 2349
RatePointsMarginAPREst Closing Costs
6.375%1.496%2.750%4.941%$3,991.00
6.500%1.237%2.750%4.984%$3,473.00
6.625%1.157%2.750%5.045%$3,313.00
6.750%1.102%2.750%5.108%$3,203.00
7.000%1.014%2.750%5.239%$3,027.00

 

Equal Housing Lender